Posts Tagged ‘Credit’
Getting married is one of lifes most important milestones. However, before tying the knot, you and your partner need to have an honest conversation about your finances to make sure you are on the same page. Money can create a lot of discord if two people have differing viewpoints on how it should be spent and saved, says Debbie Bruns, Director of Branch Services with Affinity Plus Federal Credit Union. An open line of communication helps ensure a financially successful marriage.
Discuss financial goals: For example, try setting a savings goal together and decide how much each partner will contribute toward it each month.
Credit score: Learning your partners credit score can give you insight into his or her financial history and money management.
Prenuptial agreement: If one partner has significantly more assets than the other, a prenuptial agreement can be a smart move to protect each partners property.
Strategies to make your wedding a success
Work with a financial professional • Prioritize whats most important • Start saving now • Plan for the unexpected
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Get caught up in the excitment of buying a new car at www.onthemoneymn.com
A new vehicle is one of the most expensive and emotional purchases you’ll make during your life; therefore, it’s important to do your research ahead of time. You will avoid paying more than you should, which allows you to enjoy the auto-buying experience. Affinity Plus financial experts offer auto-buying advice so you can drive off the lot satisfied with your new vehicle.”We believe in helping our members with auto buying from start to finish,” Mason says. “We want people to be able to find a vehicle they love at a price they feel is right.”
For more information visit www.onthemoneymn.com or to make an appointment with an Affinity Plus Federal Credit Union financial expert, please call (888) 830-2280.
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Life is becoming more expensive, which may force you to find unique ways to finance your goals beyond traditional methods, such as personal loans and credit cards. Home equity loans are one way that you can finance life events and not feel the pinch of high rates and payments. At Affinity Plus, our financial experts offer home equity advice that starts with you first. For more information about financing life events or to make an appointment with an Affinity Plus Federal Credit Union financial expert, please call (888) 830-2280.
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You have choices when it comes to banking and credit unions provide the same financial services as banks. In addition to treating members warmly, credit unions also provide personal benefits. We make a profit for our members, not from them, says Duke. Ninety percent of Affinity Pluss profits are returned to our members and the communities we serve, allowing us to give back to our members in the form of several value-added services, such as a Preferred Realtor Program, free auto buying concierge services, a free credit report each year, and free financial workshops and seminars.
When you join a credit union you become part owner, receive benefits, can make deposits anytime and anywhere and your deposits are insured up to 250,000 by the NCUA.
To learn more about how a credit union can help you or to make an appointment with an Affinity Plus Federal Credit Union financial expert, please call (888) 830-2280 or visit www.onthemoneymn.com.
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Affinity Plus On the Money is a partnership between Affinity Plus Federal Credit Union, WCCO-TV and the Star Tribune. The program strives to provide straightforward information about money to enable people to make smart financial decisions.
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At Affinity Plus, our focus is helping people get smart about the housing market. At OnTheMoneyMN.com, experts discuss why you need to be informed – even in a buyer’s market. Learn how to negotiate a good deal by taking the proper steps and know the importance of doing a line-by-line comparison when looking at closing costs so you can get the most for your money. Affinity Plus On The Money is a partnership between Affinity Plus Federal Credit Union, WCCO-TV and the Star Tribune.
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When it comes to your credit and credit score, it pays to get smart. Your credit score can have a major impact on your life and expenses. Credit scores can affect your ability to rent housing, your loan rate, your insurance premiums, and even your credibility for potential jobs. It is important to understand your credit score so you can improve it. At Affinity Plus Federal Credit Union, financial experts are on hand to help people understand their credit and improve their credit scores. They don’t just tell their customers they need to fix their credit, they do their best to help them get on the path to improving it. For more information or to make an appointment with an Affinity Plus Federal Credit Union financial expert, please call (888) 830-2280 or visit www.onthemoneymn.com.
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Affinity Credit Union super rate account – Voice over by Tony Kuzub
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